Real Estate

There was this girl I met at a camp. I immediately fell for her and became friends with her. For one year we called each other and became really good friends.
Then I told her how I felt and instantly she told me that she didn’t feel the same way and that she wasn’t interested in dating just yet.
Although at first very awkward, we kept on being friends and pretty soon it became apparent that I “moved on”.
For one year we kept calling each and in the middle of it, we both got into relationships. We supported each other and when I broke up with my girl, she was there for me. (she is still in a relationship)
Then one day, I had a prob at home and ran away from it for a day.
She got realty upset with me when I came back, and for 8 months refused to talk with me and practically ignored everything from me.
She was the cause of a lot of anger for me and at a few point was ready to kill myself but I forced myself to move on.
Then just a few weeks ago, she was online and started chatting with me. At first it was awkward and we didn’t say much to each other.
Then she started saying she was sorry and that she wanted to forget the past and start fresh and bring back that friendship we had.
I kind of said maybe by really, what should I do?

well it depends on how much she has actually changed…
it all depends whether you want to be friends with her again..just think..would it be the same again? is it really worth it?
if u meant what u said, and if u want to, u can give it another try what say?

hope this helped!

My husband and I have a credit card together and I have one on my own, both have $300 credit limits. What I have mostly been doing is charging about $50/month on one or the other and paying it off the next month to show consistent and on time payments. We would like to buy a house in the next 15 months or so and have no other debts, our credit reports are clean of anything in collections. The realty guy we talked to last year said the best thing we can do until we are ready is to get a credit card (or two) and build our credit scores.

Is what I am doing a good idea, or should I be using the credit cards differently to boost up our credit scores?
So should I rather charge something small every month, like $20-30, and let it add up? Then just pay a little more than the minimum due?

he’s kinda right, but mortgage companies and CC companies look for different things. CC companies like to see that you maintain a balance becasue that’s where they make $$. mortgage is going to have a balance no matter what and your "interest paid" is basically fixed because it’s a fixed price they apply it to. so they need to know you have something to fall back on, like a credit card, so there won’t be any interference with them getting their monthly payment.

mortgage company wants to see a bigger percentage of your credit limit on an open account doesn’t get used.. a single card with a $1000 limit is better than 3 with a $300 limit. it’s hard to stay at a low % of your credit limit on $300
if you have been making good payments for a while, ask one of the card companies (with the lowest interest rate preferably) to give you a higher credit limit, but don’t increase or decrease your purchases with the card, maintain your consistency.

I am looking for a residential home not commercial property and preferrably NOT Americanized. I also want an established home and not a pre-buy or ready to build type thing.

Please list realtors/realties you or someone you know have personally dealt with and not something googled online…THANKS!

Any help would be appreciated

I definitely recommend to find properties sold by agents that belong to the Costa Rica Real Estate Chamber. The chamber has a MLS at http://mls-cr.com/ .

Also, since you mentioned NOT Americanized, try to obtain a copy of the local newspaper La Nacion and specially the Saturday edition. La Nacion publishes a supplement named Ambitos on Saturdays. This supplement has ads from important Costa Rican developers.

Cheers!

OK so im getting annoyed with my boyfriend. A lot. He keeps on talking about how I wont kiss him and he just doesn’t understand that im no ready. He also gets very emotional about stupid stuff. Whenever I say I have to go, he gets really sad. He’s super clingy and says things Like im his life and he could never loose me. But when im around him he acts different. Also when ever were together he’s always getting up in my face and is always trying to kiss me. I dont know what to do about this. Im thinking about breaking up with him but, he really cares about me. And I love him and dont want to loose him. We were best friends before and I want to be best friends after. Im realty afraid he might do something bad if I break up with him. Please help me.

Yeah i agree with the person above. I doubt you will be as good friends if you hurt him like that. Plus, he just really likes you. Nothing wrong with that. Tell him you need some space. He needs time to get used to having a relationship is all.

Austin Real Estate Agent Warns That $8000 Tax Credit is Set to Expire.

Austin real estate broker and author Kenn Renner reminds first time homebuyers that the $8000 federal tax credit will expire November 30th, 2009. In February 2009, President Obama signed into law the American Recover and Reinvestment Act of 2009. One of the key components of the act was the $8000 First Time Home Buyer Tax Credit. Basically, a gift from the federal government to be allocated to qualified first time homebuyers. The act has been received favorably by consumers, real estate professionals, and homebuilders. The National Association of Realtors recently reported that 53% of todays homebuyers are first timers. Experts give credit, in part, to the $8000 tax credit. Low interest rates and low prices have also played a big part in the home buying activity.

Buying a first home at the right time is always a good move, comments Kenn Renner, real estate expert with Keller Williams Realty. Homebuyers just need to realize that the tax gift is going away and that now is the time to take action, he added.

Just as the cash for clunkers program recently expired, the first time homebuyers tax credit is set to expire. The deadline is Monday, November 30th. This day is the Monday after the Thanksgiving Day Holidays. Title companies, escrow companies, and mortgage companies have been alerting the real estate community and their clientele to not wait until the last minute to close on a home as they will be overwhelmed with home buyers trying to beat the deadline.

I have heard some title companies mention they will need purchase contracts in by late October to ensure they have plenty of time to meet the deadline, Kenn explains. There is no grace period there is talk that the government may continue the program, but right now we cannot assume any date except the current deadline that is stated in the law.

In Austin, as in other cities, this has created a flurry of activity, even creating a sellers market in many markets in the first time homebuyer price range. Well priced properties in good areas under $200,000 are flying off the shelf, mentions Kenn. At this point, I have been encouraging home renters to consider purchasing the home they are currently renting. This has been a good strategy for all involved. Often times, the landlords are ready to sell and the buyers can get the $8000 credit and not have to move its a win-win!

Down payment assistance programs are being offered by many government agencies including county and state bond programs. Many programs are now available to first timers that combine the $8000 tax credit along with zero down and those with lower credit scores. This is a perfect opportunity to buy your first home with the help of government assistance.

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I am Raj, 25 year old. I work in a 5 star hotel in service, as captain. I am from a middle class family. My father is a government employee, mother is housewife, 2 sisters, married.
I am in love with a girl, and she loves me too.
About my girlfriend, she works in an MNC, BACS. She is a very ambitious girl, used to work with me in the same hotel, when we fell in love, but left the hotel due to some reasons. i helped her in finding jobs which she joined and quit but now she has got stable job and is happy working in this MNC now.
But we can not marry. The problem is that i am a schedule caste boy, and she is a Garhwali brahmin from Dehradun. I know about my family, they love me and will accept a girl from other caste, i know this, as they keep asking me for my preferences and choices for any girl whom i love for marriage. I havent disclosed my lovestory to my family, because they may get tensed or try to convince my girlfriend’s family.
I have tried of convincing her for marriage as my family insists me to get married now. On my request she tried to speak to her father, not opening the whole story but indicating, if she marries a boy of backward caste, It was a great dispute and she tried of leaving me even. Her parents even want her to get married and settled now with some guy of thier choice but She has been denying for the proposals because she is not ready for the marriage right now. She is doing distance study, preparing for competitive exams which reflects that she will not marry for another 2 years.
I dont want her to marry me right now. My only question from you is what should i do now. I feel helpless, i love her verymuch and she loves me alot too. We are together since 2 and half years now and love eachother alot. But because of our caste difference we are little unhappy, and sometimes our conversation result in disputes and she tries to go away from me but comes back, coz she knows i love her alot. I dont want to disturb the peace at her home by letting her family come to know about me. She loves her family alot and can never ever think of telling them about me, coz she is afraid her father might do something, which will not be good. She has tried of leaving me twice or thrice, and have comeback, as she realised , she finds difficult to live without me.
I love her alot , but little confused, what should i do, because i know she will never disclose this to her family. She says ,her family trusts her alot and will never expect her to do such thing, and that too with a schedule caste guy. Its a matter of concern about what people will say, her family members, society, and everything stops when it comes to me my caste.
I feel very pity on myself, i cant do anything in this. I m afraid of telling this to my family even because i dont even have my girlfriend to stand with me. Neither i can tell this to her family , it will be a nuisance, if i do so. I dont want to talk to her regarding this , because she doesnt know how badly i m depressed or disturbed. She is fine right now and we talk regularly, meet once a week. We are very close to eachother and have been intimate aswell. . I dont want to loose her. I love her.
I dont want to talk to my girlfriend about this, because i have tried doing it, many times and we have resulted only in disputes, quarrels, not talking to eachother, but she has never made me felt bad about my realty, that i m an SC. She has always loved me. But she can never think of talking about me to her family as it will be not good for her, and me aswell.
She always say, she will be ok, if i will not in her life, time will heal everything.
Will it be so…….???
I m very disturbed. Please help me. Do respond back to this email. Its a request , please dont leak my identity, my email.
Thank you
Raj

Nobody can prevint inter caste marriage. If parents don’t agree register it.

4 bedroom, 2 1/2 bath home in Hercules, CA. This will be remodeled with new bath rooms, carpeting, paint and new fixtures

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3200 Thomas – Located in the prestigious Uptown & State Thomas Neighborhood near Griggs Park, these brand-new, 4-story, luxury condos feature air-conditioned rooftop lounges, Bamboo flooring in living and bath areas, designer carpet in the bedrooms, floor to ceiling windows, Bamboo courtyards,
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CALL US TODAY – MOVE IN READY!!!

MODTOWN REALTY
(214)749-4700
www.modtownrealty.com
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kellerwilliamshttp://gdata.youtube.com/feeds/api/users/kellerwilliamsEducationReady, to, Opt-In, Opportunity;, Keller, Williams;, Real, Estate;, Profit, Share;, Gene, FrederickReady to Opt-In to Opportunity

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Im really hoping someone out there can help me i dont know what to do anymore. im 18wks preg. and i am hating my like right now when i should be so happy! my boyfrined and father of my unborn child is making my soooooo miserable!!! when we first found out about the baby he acted happy at 1st then 2wks later realty set in for him and he asked me to abort my baby. i didnt want to do that due to the fact that im 27 and had 3 failed attemts at pregnacy before him 2miscarrages and one eptopic preg. and i didnt think that i could even have kids till now . anyway he got over the fact that this baby is not going anywhere and has moved in with me in my new home and at 1st seemed happy about my baby but ever now and then he does things to make me feel like less of a person, he calls me names and im just not happy with him anymore but i dont want my son growing up without his father and when times are good i feel like we can be a real fam. but most often i am depressed and sad and he is the root of that unhappyness 90% of the time. somtime i so get moody and b***hy at time so i no that im no angle but what should i do ? i dont even no if im ready for my son yet and im sacied to do it alone but he makes me so unhappy …… what do i do?

I’m so sorry to hear what you are going through and went through in the past! But I would honestly kick your boyfriend out while you are still early in your pregnancy. I know you love your child and want his father around, but if his father being around causes you to be unhappy, your baby is not going to be happy in return, they can feel the tension. Once that baby comes your whole outlook will change, it will be allll about that baby, so if you still aren’t happy with your boyfriend chances are you will have had enough and kick him out then. But I would do it now so you can get into your own routine and prepare for the baby in peace. If your family is near and supportive spend as much time with them as possible, I hope things get better for you! Congrats by the way!