Real Estate

Me and my fiance I will be with him forever and will marry him when I’m ready I’m no stranger to relationships and to marrage I am not dumb or nieve I will marry him when I’m ready and I know I’m not ready now so we have had more problems then most married people we are Ment to be and we plan on staying that way he has improved 99% from what he was when I met him we r both trying realty hard from communication to trying to know each other over again we have been friends for over ten years and we both want this he has had trouble with lieing cheating and being 99% mean I think he is bipolar and he is willing to get help I have not stooped to his level to get revenge I’m not that way I am 100% honest we will work things out and we r both trying very hard becuse its what we both want I can trust him now and that’s not something I give away ever.he is willing to get help and I stand beside him all the way. I just need some kind of support and advise how do I deal I’m 32to yrs old and have my life together I feel so empty and dead inside but he makes every effort to make it right. Just need ur thoughts as many as possible please don’t be rude try to understand. Thank you

Lee, I feel if there’s a possibility of "mental issues" with him, THIS should be your very first priority. Go see a Professional & get his/her opinion & diagnosis done & complete. It’s just possible this could be where much of your situations in your relationship are stemming from. IF so, he could easily be given the proper meds. to correct his problem & hopefully that would end or at least be a BIG help for you. I suggest you have that done & go from there. IF he’s been improving on other issues, you at least know he’s doing his best to make things the best he can for you both. I’m sure if you’re both working twds. the SAME goals, you just can make things happen for a future of happiness for you both…all the best to you, honey…:)

I am getting ready to move soon and it is a pretty big move. We are moving several states away. So, while we were on vacation for Christmas, we took some time to look at rental houses. We found a house that we like in a location that we like.

However, after the company gave us the keys to look at it and we went in there, we saw that it was in no condition to be rented yet. It was still dirty. It looked like the people had just moved out. There was food still in the refrigerator. Face plates were missing from some outlets. It really needed to be cleaned. So we went back and told the company we would take the house if it was cleaned and specific repairs were made.

They said they were waiting on the owner to give them the money to do it and that they could use money from our first month’s rent to do it if the owner allowed them. They promised in writing the the property would be cleaned 5 days prior to move-in.

We’re still talking with them. But it seems weird to me that they’d show a property without it being cleaned in the first place. Isn’t that supposed to be done already?

We do want the house, but we are far away and don’t have a way to go check on it to ensure it is cleaned before we get there if we rent it. I don’t want to show up to see it in the same condition.

Is there some higher company that realty agencies need to answer to?

What will you do if you arrive and are obligated to move into a dirty house? Most property management companies would not let you see a house that has not been cleaned, and the concept that they are "waiting on the owner" to give them the money to clean it is really silly. There should be sufficient funds from the former tenant’s security deposit. If you want to move forward, ask them to send you photos of the house already cleaned up before you send them any money.

And no, realty agencies don’t have a "higher power". The only one they answer to is their clients unless they are doing something illegal – and renting out a dirty house is hardly illegal.

I am a independent Real Estate Broker in NYC. I am not a part of MLS…. I have a house for sale (short sale) in which the buyer and seller are actively ready to go. I am co-brokering with another Re. because they are apart of MLS–and the bank is requiring that the property be listed on MLS for a specific period of time. This realty is doing the short sale paperwork… the issue is that they are taking their time to complete their portion of the paper work.. This has been going on since June. Can I legally pull out from this agency? I really do not know what they are waiting for or why they won’t send the docs to the bank? I am just getting one story after the next. This is a well know realty in NYC. The owner has listed the property with me exclusively. This company did list the property on MLS. Can I pull out from them and get a new agency to work with?

A part and apart mean opposite things. And are you confusing the word realtor with realty? Or maybe agency?

What you can do will depend on what your contract with this other agent says. Seek legal advice – you don’t want to dig yourself a huge hole on this. Once you have that legal opinion, give them a final chance and if they dont produce, follow the attorney’s advice.

There was this girl I met at a camp. I immediately fell for her and became friends with her. For one year we called each other and became really good friends.
Then I told her how I felt and instantly she told me that she didn’t feel the same way and that she wasn’t interested in dating just yet.
Although at first very awkward, we kept on being friends and pretty soon it became apparent that I “moved on”.
For one year we kept calling each and in the middle of it, we both got into relationships. We supported each other and when I broke up with my girl, she was there for me. (she is still in a relationship)
Then one day, I had a prob at home and ran away from it for a day.
She got realty upset with me when I came back, and for 8 months refused to talk with me and practically ignored everything from me.
She was the cause of a lot of anger for me and at a few point was ready to kill myself but I forced myself to move on.
Then just a few weeks ago, she was online and started chatting with me. At first it was awkward and we didn’t say much to each other.
Then she started saying she was sorry and that she wanted to forget the past and start fresh and bring back that friendship we had.
I kind of said maybe by really, what should I do?

well it depends on how much she has actually changed…
it all depends whether you want to be friends with her again..just think..would it be the same again? is it really worth it?
if u meant what u said, and if u want to, u can give it another try what say?

hope this helped!

My husband and I have a credit card together and I have one on my own, both have $300 credit limits. What I have mostly been doing is charging about $50/month on one or the other and paying it off the next month to show consistent and on time payments. We would like to buy a house in the next 15 months or so and have no other debts, our credit reports are clean of anything in collections. The realty guy we talked to last year said the best thing we can do until we are ready is to get a credit card (or two) and build our credit scores.

Is what I am doing a good idea, or should I be using the credit cards differently to boost up our credit scores?
So should I rather charge something small every month, like $20-30, and let it add up? Then just pay a little more than the minimum due?

he’s kinda right, but mortgage companies and CC companies look for different things. CC companies like to see that you maintain a balance becasue that’s where they make $$. mortgage is going to have a balance no matter what and your "interest paid" is basically fixed because it’s a fixed price they apply it to. so they need to know you have something to fall back on, like a credit card, so there won’t be any interference with them getting their monthly payment.

mortgage company wants to see a bigger percentage of your credit limit on an open account doesn’t get used.. a single card with a $1000 limit is better than 3 with a $300 limit. it’s hard to stay at a low % of your credit limit on $300
if you have been making good payments for a while, ask one of the card companies (with the lowest interest rate preferably) to give you a higher credit limit, but don’t increase or decrease your purchases with the card, maintain your consistency.

I am looking for a residential home not commercial property and preferrably NOT Americanized. I also want an established home and not a pre-buy or ready to build type thing.

Please list realtors/realties you or someone you know have personally dealt with and not something googled online…THANKS!

Any help would be appreciated

I definitely recommend to find properties sold by agents that belong to the Costa Rica Real Estate Chamber. The chamber has a MLS at http://mls-cr.com/ .

Also, since you mentioned NOT Americanized, try to obtain a copy of the local newspaper La Nacion and specially the Saturday edition. La Nacion publishes a supplement named Ambitos on Saturdays. This supplement has ads from important Costa Rican developers.

Cheers!

OK so im getting annoyed with my boyfriend. A lot. He keeps on talking about how I wont kiss him and he just doesn’t understand that im no ready. He also gets very emotional about stupid stuff. Whenever I say I have to go, he gets really sad. He’s super clingy and says things Like im his life and he could never loose me. But when im around him he acts different. Also when ever were together he’s always getting up in my face and is always trying to kiss me. I dont know what to do about this. Im thinking about breaking up with him but, he really cares about me. And I love him and dont want to loose him. We were best friends before and I want to be best friends after. Im realty afraid he might do something bad if I break up with him. Please help me.

Yeah i agree with the person above. I doubt you will be as good friends if you hurt him like that. Plus, he just really likes you. Nothing wrong with that. Tell him you need some space. He needs time to get used to having a relationship is all.

Austin Real Estate Agent Warns That $8000 Tax Credit is Set to Expire.

Austin real estate broker and author Kenn Renner reminds first time homebuyers that the $8000 federal tax credit will expire November 30th, 2009. In February 2009, President Obama signed into law the American Recover and Reinvestment Act of 2009. One of the key components of the act was the $8000 First Time Home Buyer Tax Credit. Basically, a gift from the federal government to be allocated to qualified first time homebuyers. The act has been received favorably by consumers, real estate professionals, and homebuilders. The National Association of Realtors recently reported that 53% of todays homebuyers are first timers. Experts give credit, in part, to the $8000 tax credit. Low interest rates and low prices have also played a big part in the home buying activity.

Buying a first home at the right time is always a good move, comments Kenn Renner, real estate expert with Keller Williams Realty. Homebuyers just need to realize that the tax gift is going away and that now is the time to take action, he added.

Just as the cash for clunkers program recently expired, the first time homebuyers tax credit is set to expire. The deadline is Monday, November 30th. This day is the Monday after the Thanksgiving Day Holidays. Title companies, escrow companies, and mortgage companies have been alerting the real estate community and their clientele to not wait until the last minute to close on a home as they will be overwhelmed with home buyers trying to beat the deadline.

I have heard some title companies mention they will need purchase contracts in by late October to ensure they have plenty of time to meet the deadline, Kenn explains. There is no grace period there is talk that the government may continue the program, but right now we cannot assume any date except the current deadline that is stated in the law.

In Austin, as in other cities, this has created a flurry of activity, even creating a sellers market in many markets in the first time homebuyer price range. Well priced properties in good areas under $200,000 are flying off the shelf, mentions Kenn. At this point, I have been encouraging home renters to consider purchasing the home they are currently renting. This has been a good strategy for all involved. Often times, the landlords are ready to sell and the buyers can get the $8000 credit and not have to move its a win-win!

Down payment assistance programs are being offered by many government agencies including county and state bond programs. Many programs are now available to first timers that combine the $8000 tax credit along with zero down and those with lower credit scores. This is a perfect opportunity to buy your first home with the help of government assistance.

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I am Raj, 25 year old. I work in a 5 star hotel in service, as captain. I am from a middle class family. My father is a government employee, mother is housewife, 2 sisters, married.
I am in love with a girl, and she loves me too.
About my girlfriend, she works in an MNC, BACS. She is a very ambitious girl, used to work with me in the same hotel, when we fell in love, but left the hotel due to some reasons. i helped her in finding jobs which she joined and quit but now she has got stable job and is happy working in this MNC now.
But we can not marry. The problem is that i am a schedule caste boy, and she is a Garhwali brahmin from Dehradun. I know about my family, they love me and will accept a girl from other caste, i know this, as they keep asking me for my preferences and choices for any girl whom i love for marriage. I havent disclosed my lovestory to my family, because they may get tensed or try to convince my girlfriend’s family.
I have tried of convincing her for marriage as my family insists me to get married now. On my request she tried to speak to her father, not opening the whole story but indicating, if she marries a boy of backward caste, It was a great dispute and she tried of leaving me even. Her parents even want her to get married and settled now with some guy of thier choice but She has been denying for the proposals because she is not ready for the marriage right now. She is doing distance study, preparing for competitive exams which reflects that she will not marry for another 2 years.
I dont want her to marry me right now. My only question from you is what should i do now. I feel helpless, i love her verymuch and she loves me alot too. We are together since 2 and half years now and love eachother alot. But because of our caste difference we are little unhappy, and sometimes our conversation result in disputes and she tries to go away from me but comes back, coz she knows i love her alot. I dont want to disturb the peace at her home by letting her family come to know about me. She loves her family alot and can never ever think of telling them about me, coz she is afraid her father might do something, which will not be good. She has tried of leaving me twice or thrice, and have comeback, as she realised , she finds difficult to live without me.
I love her alot , but little confused, what should i do, because i know she will never disclose this to her family. She says ,her family trusts her alot and will never expect her to do such thing, and that too with a schedule caste guy. Its a matter of concern about what people will say, her family members, society, and everything stops when it comes to me my caste.
I feel very pity on myself, i cant do anything in this. I m afraid of telling this to my family even because i dont even have my girlfriend to stand with me. Neither i can tell this to her family , it will be a nuisance, if i do so. I dont want to talk to her regarding this , because she doesnt know how badly i m depressed or disturbed. She is fine right now and we talk regularly, meet once a week. We are very close to eachother and have been intimate aswell. . I dont want to loose her. I love her.
I dont want to talk to my girlfriend about this, because i have tried doing it, many times and we have resulted only in disputes, quarrels, not talking to eachother, but she has never made me felt bad about my realty, that i m an SC. She has always loved me. But she can never think of talking about me to her family as it will be not good for her, and me aswell.
She always say, she will be ok, if i will not in her life, time will heal everything.
Will it be so…….???
I m very disturbed. Please help me. Do respond back to this email. Its a request , please dont leak my identity, my email.
Thank you
Raj

Nobody can prevint inter caste marriage. If parents don’t agree register it.

4 bedroom, 2 1/2 bath home in Hercules, CA. This will be remodeled with new bath rooms, carpeting, paint and new fixtures

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